Credit Decisions in the Subprime Market
In the subprime market, every deal counts for the bank, as much as every loan granted counts for the customer. Using Visual Rules in the context of an SOA, a financial institute has managed to join flexibly adaptable business processes and rules with highest quality of credit decisions for profitable lending.
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Credit Risk Rating Models visually implemented
Dr. Stefan Krohnsnest, Director of Credit Risk Controlling evaluates the consolidation of the technical landscape for PD and LGD calculation models.
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Eurex automates Securities Data Care
Eurex electronic trading forum uses Visual Rules for data updating of more than 20,000 securities.

Rule-based analysis of credit risks
HypoVereinsbank (HVB) uses Visual Rules in a brand-new early warning system for credit derivates, to immediately detect and guard against deteriorations in the credit portfolio. Every day, approximately 800 capital markets are analyzed using this rule-based system.
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Rule-based Credit Risk Rating
Munich-based Hypo Real Estate Group implemented a new credit risk management approach. Application development professionals can learn from HRE´s best practices.

International Use of Innovations Compliance Suite
KfW IPEX-Bank was seeking a software solution to comply with the latest compliance standards. The flexibility of the Compliance Suite means that it can best fulfill the functional and technical requirements of the bank.

Integrated Solution for IT Cost Controlling
Nicetec has integrated the business rules technology Visual Rules into its ITIL tool netinsight, because of its flexible verification rules and its abiltiy to provide causer-fair accounting of business and IT processes.
Rand Merchant Bank
Basel II:
Measurement of Credit Risk According to IRBA
Rand Merchant Bank ("RMB") is a division of FirstRand Bank Limited and is one of the "big four" banks in South Africa. Visual Rules' Business Rules Management System integrates business analysts' intelligence into its business processes.
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Account Auditing in Claims Management Automated by Visual Rules
Swiss health insurance provider Sanitas simplifies its business rules in Claims Management with Visual Rules – and can now promptly implement new rules.
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Corporate Rating - Basel II
In order to know the probability of default of its clients, Volkswagen Bank assesses dealers and fleet clients with an internal rating procedure - implemented in a rule-based application from Innovations.
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VP Bank Uses New CRM Software
The VP Bank decided to replace their in-house CRM system with the Innovations CRM in order to improve the counseling for their private and business customers as well as intermediaries.

Rule-Guided Document Management
A combination of Visual Rules and the JAS-Suite by atori made it possible to create the link between new material and archives, as well as the guidance of archive flows. WÜBA achieved an automation quota of up to 90%.
More Success Stories
Innovations: Service Provider for international banks